Pensions & Benefits

We help take the mystery out of Pension and Group Benefits design and administration and provide you with full commission disclosure. You have our warranty that your interests are always first. Our client relationships are built on trust and we maintain those relationships for the long term, based on the performance and the value we bring to our clients.

We work directly for you and devote our energies towards securing the best product with the best service at the best price for your company and your employees.  In placing your insurance programs with insurers we can be eligible to receive commissions. The Pragmatic pledge is simple: you will know what if any fees we will collect and what services you will receive in return!

Pensions and Group RRSP
Designed carefully, these are excellent tools to attract and retain talented people.  Getting the most out of your plans is, for employers, making sure that you adhere to the legislation that exists coupled with informed employees who understand their investment choices. We provide trustworthy and dependable guidance and shop for the best value for you and your people.

Group Benefits
Health, Dental, Life and Disability insurance are an important part of a complete compensation and rewards program. We act as independent agents to help you develop and source the best solution at the best price.

We can help you realize efficiencies, whether you are currently under an insured program, an ASO arrangement, Refund Accounting or any other variation. By appointing us as your "Agent of Record" you have immediate access to our network of information and value-added services.

Executive Insurance
There are a number of different ways you can protect your key people and build your company net worth through the effective use of life Insurance. We will arrange for a confidential discussion to review your Business and Human Resource needs to help ensure that all of your organizational and strategic needs are met.

Critical Illness
Critical Illness insurance is now available for group programs. For a low cost, this insurance provides coverage for life's unplanned events.  When supported by employer contributions this is a very practical and meaningful way to show your employees that you care about their well being.